Now trending in credit
How to Get a Free Credit Report Online
A credit report is a record of a person’s financial history. For lenders, employers and even insurance companies, this report conveys an individual’s sense o...
Read moreNow trending in Insurance
Basics of Buying Car Insurance Online
With so many different types of car insurance available, consumers can quickly get overwhelmed when trying to make a decision on which policy to buy. Fortunately, the in...
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Pros and Cons of Online Bank Accounts
Thanks to the rise of technology, and the ability to bank remotely, online bank accounts are becoming increasingly popular. You don’t need to limit your banking op...
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Prepaid Debit Cards vs Credit Cards
What's the difference between a prepaid debit card and a credit card? These prepaid debit cards look like credit cards, and when you make purchases with them, they act l...
Read moreNow trending in Personal Finance
Building a Better Banking Relationship
Karlene Sinclair-Robinson explains the importance of building a personal relationship with your bank and how it can help in you in the future. "No matter the size of you...
Read moreNow trending in Investing
What is a CD Ladder?
As an investment product, CD's or certificates of deposit remain a traditionally safe investment option. While safe, CD's also come with their own set of limitations tha...
Read moreNow trending in Retirement
How Much Should I Save for Retirement?
How much are you saving for retirement? Is it enough? Here are some tips and tricks for meeting your retirement goals.
Read moreNow trending in Debt
How I paid off $95,000 in debt in Two Years and now own two Homes (and how you can do it too!)
Shondell Clark explains how she paid off $95,000 in personal debt in just two years and explains how you can use the same methods to get debt free faster!
Read moreNow trending in Personal Finance
Savings Accounts and CDs: Do You Have to Pay Taxes on Interest?
With tax season under way, one of the questions that often comes up is whether or not you have to report the income you receive from savings accounts and CDs. Here is wh...
Read moreNow trending in News
ING Direct Becomes Capital One 360
Last year, Capital One announced that it had acquired ING Direct. In November 2012, the two legally became one bank. However, the re-branding effort has been moving at a...
Read moreNow trending in Credit Cards
Credit Cards 101: Introductory APR vs. Regular APR
When evaluating credit cards, one of the first things that many consumers consider is the APR. The interest rate is a big deal if you carry a balance, since the higher y...
Read moreNow trending in credit
How to Build Your Credit
A person’s credit report affects a lot more than his or her ability to get a loan. From leasing an apartment to landing a job, having a good credit record can go a...
Read moreNow trending in Personal Finance
Knowyourbank $600 Holiday Giveaway
Now that the holidays are fast approaching, we wanted to give a couple gifts to you, our loyal readers. We’ve teamed up with several other Personal Finance blogger...
Read moreNow trending in Personal Finance
What The "Fiscal Cliff" Means To Your Taxes
Big changes are coming to your taxes if the government doesn’t come to an agreement on the fiscal cliff, and those changes will make your pockets lighter in 2013. ...
Read moreNow trending in Business Banking
Business Rainy Day Fund
In business, spending and expansion are good and necessary, and so is having a “rainy day fund”. Whenever I mention this type of account to business owners w...
Read moreNow trending in Mortgages
Mortgage Broker vs. Mortgage Lender
Buying a home can be a complicated process. Understanding the difference between mortgage brokers and mortgage lenders will help you understand who you should be working...
Read moreNow trending in Personal Finance
Renting vs. Buying
Should you rent or buy a home? How do you know what's right for you? This article explains the pros and cons of renting vs buying a home and what to consider when you're...
Read moreNow trending in Personal Finance
Check Cashing
The ongoing fees that come with alternative options like check services and prepaid cards may actually cost more in the long run than those encountered through tradition...
Read moreNow trending in Mortgages
Foreclosure Process
The foreclosure process can stretch out over long periods of time as lenders move through the proper legal channels. Fortunately, homeowners do have certain rights throu...
Read moreNow trending in Founder's Corner
Donate to Hurricane Sandy Victims
To all of the Knowyourbank.com blog readers out there, I want to bring to your attention an easy way to donate to organizations that are helping people who have been hit...
Read moreNow trending in Bank Fees
Avoiding Checking Account Fees
Checking account fees are becoming more and more common after many banks advertised totally free checking for years. One man even won a lawsuit against a major bank that...
Read moreNow trending in Budgeting
How to Make a Budget
Personal finance does not have to be a headache-inducing experience. With a bit of advice, creating a budget – a real, workable budget that actually makes sense fo...
Read moreNow trending in Banking Information
What are the Rules of Credit Union Membership?
Not anyone can join a credit union. Credit unions have Field of Membership (FOM) requirements that members have to meet. Each credit union has its own rules, and you nee...
Read moreNow trending in Online Banking
How to Open a Bank Account Online
Online banking is becoming more and more popular as consumers look for products that fit their needs. If you are looking for the right bank for you, start out by using a ba...
Read moreNow trending in prepaid cards
Chase Liquid Prepaid Card Interview
The Chase Liquid Prepaid Card was launched nationwide in July 2012, and in August 2012 Chase’s mobile banking application became available to all Chase Liquid card holders....
Read moreNow trending in Loans
Student Loan Rehabilitation
With more and more recent graduates looking for answers about what they can do about student loan defaults we wanted to put together some information to let people know tha...
Read moreNow trending in Personal Finance
Best Bank? It Depends on Needs.
A lot of people want to know what is the "Best Bank" for them to open an account with. The truth is that there are many excellent banks out there doing a great job. What it...
Read moreNow trending in Founder's Corner
Founder's Corner: The New Knowyourbank
We are excited about the new Knowyourbank and hope that with your help we will be able to facilitate the exchange of knowledge so that our users will be more informed an...
Read moreNow trending in Personal Finance
Mobile Banking Facts
Mobile banking is becoming a more and more effective way to handle every day banking needs. With more people tha...
Read moreNow trending in Personal Finance
Four Tips for Choosing the Right Credit Card
Read a guest post from JD Power and Associates dicsussing tips for selecting a credit card. In this article they cover the results of their Credit Card Satisfaction Stud...
Read moreNow trending in Mortgages
Refinancing: How Much Can You Really Save?
Do you own a home? Ever thought about refinancing? If not, maybe you should. In this post we look at three different refinance scenarios and the estimated amount of mone...
Read moreNow trending in Personal Finance
Debit Cards vs. Credit Cards | What's the Difference?
Credit and debit cards might look alike, but there are some keen differences between the two that can be helpful in various financial situations. In this article we cove...
Read moreNow trending in Loans
Peer to Peer Lending Basics
With traditional banks making it harder for people to get approved for loans, many are turning to peer to peer lending. Banks often have hoops for you to jump through, a...
Read moreNow trending in Banking Information
What is Inflation?
One of the subjects coming up right now is food price inflation. However, it's not just inflation in terms of food prices that you have to be concerned about; inflation ...
Read moreNow trending in Personal Finance
Rewards Credit Cards
There are many rewards credit cards out there, offering a number of opportunities for you to earn free travel, merchandise, and cash back. How do you know which one is r...
Read moreNow trending in Business Banking
Best Business Credit Cards
One of the ways that you can ease potential cash flow issues in your business is to get a business credit card. A business credit card provides you with a way to free up...
Read moreNow trending in Personal Finance
ChexSystems
Have you bounced checks or made overdrafts in the past? Have you ever had a problem opening a new bank account? It could be the result of your bank logging a complain wi...
Read moreNow trending in Business Banking
Small Business Banking Tips
Small business banking tips to help you make good decisions for your business banking. Separate accounts, saving money for taxes, and using credit responsibly to build y...
Read moreNow trending in Business Banking
SBA Loans for Small Businesses
Starting a small business isn't easy. Obtaining the financing can be difficult, especially since you might have trouble finding a bank that is willing to take a chance o...
Read moreNow trending in Business Banking
Choosing a Bank for your Startup
When you're starting a business choosing a bank is more important than you might think. Here are three things that you should consider when choosing a bank for your star...
Read moreNow trending in Credit
Secured Credit Cards to Build Credit
Are you trying to get a credit card but are unable to get approved because of bad or limited credit? You're not alone, and a secured credit card could be the answer. Not...
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The Student Loan Bubble
More and more people are talking about the rapidly growing mountain of student debt that many young adults face in the United States. In fact, there is more student...
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What Happens if Greece Leaves the Euro?
There has been a lot of discussion about the possibility of Greece leaving the European Union but not much about the potential effect on the largest U.S. banks.
Read moreNow trending in Online Banking
Top 7 Online Banking Programs
Online banking is an essential part of your financial life. Here are 7 online banking programs that may be good for you if you like to handle your banking needs online i...
Read moreNow trending in Banking Information
How Non-Citizens Can Open a US Bank Account
Non-citizen residents in the United States have many reasons to want to open a bank account. Indeed, it can make it easier to manage money when you have a bank account, ...
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CFPB Investigates Overdraft Protection Programs
The Consumer Finance Protection Bureau is examining 9 banks on overdraft fees practices. The banks are being investigated for potentially pushing customers into ove...
Read moreNow trending in Credit
Why You Need an Emergency Credit Card
Everyone needs to have a credit card for emergencies. Here's what you need to know for choosing the right one to have in case of an emergency.
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Watching out for Bank Holds
When you walk in to the bank and deposit a check, chances are that you expect that money to be made immediately available to you. If you deposit $300, you expect that yo...
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Too Big to Fail: A Case for Breaking Up Big Banks
A recent report from Dallas Federal Reserve Bank research head Harvey Rosenblum suggests we need to break up the big banks, and get rid of the idea that they are "too bi...
Read moreNow trending in Credit
Dispute Your Credit Report
A negative and inaccurate item on your credit report can bring down your credit score, and result in an undesirable outcome when applying for credit. Here's how to disup...
Read moreNow trending in Credit
5 Ways You Can Improve Your Credit Score
Your credit score amounts to your financial reputation. If you want the best interest rate on a mortgage, and the lowest insurance premiums, you need a good financial re...
Read moreNow trending in Banking Information
FDIC Insurance Limits and Your money
After the financial crisis of 2008, in order to boost faith in banks and encourage deposits, FDIC insurance coverage was increased from $100,000 to $250,000. As a result...
Read moreHow to Get a Free Credit Report Online
A credit report is a record of a person’s financial history. For lenders, employers and even insurance companies, this report conveys an individual’s sense of responsibility, both financially and as a person in general. The report itself contains bits and pieces of information about every recorded transaction involving a person’s money habits.
Continue ReadingCategory: credit
Basics of Buying Car Insurance Online
With so many different types of car insurance available, consumers can quickly get overwhelmed when trying to make a decision on which policy to buy. Fortunately, the internet provides all the information needed to select the policy that best fulfills a person’s needs. This makes the process of buying car insurance online a fairly easy task.
Continue ReadingCategory: Insurance
Pros and Cons of Online Bank Accounts
Thanks to the rise of technology, and the ability to bank remotely, online bank accounts are becoming increasingly popular. You don’t need to limit your banking options based on geography anymore; you can use an online bank to take care of most of your needs. Before you decide to move all your money to an online bank account, though, consider the pros and cons.
Continue ReadingCategory: Online Banking
Prepaid Debit Cards vs Credit Cards
What's the difference between a prepaid debit card and a credit card? These prepaid debit cards look like credit cards, and when you make purchases with them, they act like credit cards. But they aren’t credit cards. There are differences, and you should be aware of what they are.
Continue ReadingCategory: Personal Finance
Building a Better Banking Relationship
Karlene Sinclair-Robinson explains the importance of building a personal relationship with your bank and how it can help in you in the future. "No matter the size of your bank, it is important to reach out and make that personal connection. It will be helpful in the future."
Continue ReadingCategory: Personal Finance
What is a CD Ladder?
As an investment product, CD's or certificates of deposit remain a traditionally safe investment option. While safe, CD's also come with their own set of limitations that can hamper a person’s ability to explore other options in the short-term. As an investment strategy, a CD ladder offers investors a way to take advantage of the benefits CD offers as both short-term and long-term investment options.
Continue ReadingCategory: Investing
How Much Should I Save for Retirement?
How much are you saving for retirement? Is it enough? Here are some tips and tricks for meeting your retirement goals.
Continue ReadingCategory: Retirement
How I paid off $95,000 in debt in Two Years and now own two Homes (and how you can do it too!)
Shondell Clark explains how she paid off $95,000 in personal debt in just two years and explains how you can use the same methods to get debt free faster!
Continue ReadingCategory: Debt
Savings Accounts and CDs: Do You Have to Pay Taxes on Interest?
With tax season under way, one of the questions that often comes up is whether or not you have to report the income you receive from savings accounts and CDs. Here is what you need to know.
Continue ReadingCategory: Personal Finance
ING Direct Becomes Capital One 360
Last year, Capital One announced that it had acquired ING Direct. In November 2012, the two legally became one bank. However, the re-branding effort has been moving at a gradual pace.
Continue ReadingCategory: News


















































