Knowyourbank.com’s blogs are focused on topics such as personal finance, credit, and bank fees. Our goal is to help provide readers with information that will help them make better decisions, save money, and avoid unnecessary fees.
Mortgage Broker vs. Mortgage Lender
Shopping for a home mortgage is one of the most complicated financial processes that many people ever go through. There are several ways to find a mortgage, but the most common methods are to look for a mortgage with several different mortgage lenders or mortgage brokers. Many people do not understand the difference between these [...]
Renting vs. Buying
One of the choices that many of us make about our housing arrangements has to do with whether we rent or whether we buy. Your decision should be based on your specific situation, and what you think will work best for your own finances. Renting: Not All Bad In our society, we have long been [...]
Check Cashing
In the past, whenever check cashing services were needed, most people would use traditional banking services. Nowadays, technology advances have opened up a range of new banking options; particularly for people who can't or don't use traditional banking services. One thing that hasn't changed with technology advances and alternative banking options are the fees associated with [...]
Foreclosure Process
Going through a home foreclosure can be a heart-breaking experience that leaves individuals and families feeling helpless. The foreclosure process can stretch out over long periods of time as lenders move through the proper legal channels. Fortunately, homeowners do have certain rights throughout this process. Homeowners should consider their different foreclosure options depending on their [...]
Donate to Hurricane Sandy Victims
Founder’s Corner: Donate to Hurricane Sandy Victims To all of the Knowyourbank.com blog readers out there, I want to bring to your attention an easy way to donate to organizations that are helping people who have been hit hard by Hurricane Sandy. Go to this page - https://www.paypal-donations.com/campaign_20.html - and donate to one of the [...]
Avoid Checking Account Fees
Checking account fees are becoming more and more common after many banks advertised totally free checking for years. One man even won a lawsuit against a major bank that attempted to charge fees on his account that was supposed to be fee-free for life. Suing to recover fees is probably not economically feasible for most [...]
How to Make a Budget
Managing finances is something that many of us struggle with. It is especially difficult today when our economy is unstable and unpredictable and the cost of everything is on the rise. Many people live on a very limited budget and are struggling to make ends meet every month. Others still are saddled down with large [...]
What are the Rules of Credit Union Membership?
In the last couple of years, there has been increased interest in credit union membership. Many consumers are moving their money from banks to credit unions, in the hopes of avoiding fees and getting better yields on deposits. However, not anyone can join a credit union. Credit unions have Field of Membership (FOM) requirements that [...]
How to Open a Bank Account Online
Online banking is becoming more and more popular as consumers look for products that fit their needs. If you are looking for the right bank for you, start out by using the checking account comparison tool and then go from there. Here are some of the steps to follow as you prepare to open a [...]
Chase Liquid Prepaid Card Interview
Chase Liquid: A Prepaid Card Built the Right Way An interview with Jon Wilk: Consumer Banking Product and Marketing Executive at Chase The Chase Liquid Prepaid Card was launched nationwide in July 2012, and in August 2012 Chase’s mobile banking application became available to all Chase Liquid card holders. We talked with Jon Wilk, Consumer [...]
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