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Capture Low Credit Rates

Capture Low Credit Card Interest Rates While You Can Most Americans have become blissfully accustomed to exceptionally low interest rates because, for the past decade or more, prevailing rates in the United States have been historically cheap. For many years (right up until the late 1990s) economists considered any rate as low as six-seven percent [...]

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How to Get a Free Credit Report Online

In today’s fragile economy, the ability to access credit and funding has never been so essential to meeting one's day-to-day obligations and personal financial goals. Part of the process of maintaining good credit entails staying informed of any changes in one's credit status. The government now makes it easier than ever before to access a [...]

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Credit Cards 101: Introductory APR vs. Regular APR

When evaluating credit cards, one of the first things that many consumers consider is the APR. The interest rate is a big deal if you carry a balance, since the higher your interest rate, the more you pay for the privilege of borrowing money. As you consider your credit card options, and compare interest rates, [...]

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How to Build Your Credit

Nowadays, a person’s credit report affects a lot more than his or her ability to get a loan. From leasing an apartment to buying a home and getting a job, having a good credit record can go a long way towards making these plans happen. In a worst case scenario, poor credit can prevent a [...]

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Chase Liquid Prepaid Card Interview

Chase Liquid: A Prepaid Card Built the Right Way An interview with Jon Wilk: Consumer Banking Product and Marketing Executive at Chase The Chase Liquid Prepaid Card was launched nationwide in July 2012, and in August 2012 Chase’s mobile banking application became available to all Chase Liquid card holders. We talked with Jon Wilk, Consumer [...]

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5 Ways You Can Improve Your Credit Score

Your credit score amounts to your financial reputation. If you want the best interest rate on a mortgage, and the lowest insurance premiums, you need a good financial reputation. Banks, lenders, insurers, and others offering financial products and services need to feel that you are an acceptable risk. Cultivating a good credit score is an [...]

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Secured Credit Cards to Build Credit

 Are you trying to build or improve your credit score? If you are you're not alone. There are a number of things you can do to improve your score, such as paying your bills on time and disputing negative items on your credit report. Another way you can help to build up your credit is [...]

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Dispute Your Credit Report

Your credit report represents a snapshot of your financial situation, and forms the basis of your financial reputation. A negative and inaccurate item on your credit report can bring down your credit score, and result in an undesirable outcome when applying for credit. Dispute Your Credit The good news is that, by law, credit bureaus [...]

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Why You Need an Emergency Credit Card

So often you see articles written about building good credit, having a credit card and paying your bill on time to build good credit. I couldn't agree more, but one thing that is often overlooked is how helpful a credit card can be when you have an emergency. We recently wrote a post about bank [...]

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